Chatham, NJ Zip Code: Area Info & Local Details

Considering a move or simply curious about the charming community of Chatham, New Jersey? The area is primarily served by the 07928 zip code, a unique identifier that encompasses both the Borough of Chatham and Chatham Township. This guide provides an in-depth look into everything you need to know about this highly sought-after Morris County locale, from its distinct municipal divisions to its vibrant lifestyle and robust real estate market. Our goal is to offer a comprehensive resource for anyone seeking up-to-date, actionable information about Chatham, NJ.

Understanding the Chatham NJ Zip Code 07928

While many towns have a zip code that corresponds to a single municipality, the 07928 zip code uniquely covers two distinct entities: Chatham Borough and Chatham Township. Both are located within Morris County, approximately 25 miles west of New York City, making them popular choices for commuters seeking a suburban lifestyle with easy city access. This shared zip code can sometimes lead to confusion, but understanding their individual characteristics is key to appreciating the area.

In our analysis, the 07928 designation ensures efficient mail delivery across what is essentially a cohesive community, despite the separate governmental structures. This postal code system helps streamline logistics while residents enjoy the benefits of two distinct local administrations. Our experience shows that while the zip code is shared, community identity often aligns with either the Borough or the Township, each offering slightly different nuances in terms of housing, density, and local services.

Chatham Borough vs. Chatham Township: What's the Difference?

Understanding the distinction between Chatham Borough and Chatham Township is crucial for anyone exploring the 07928 zip code. Although they share a postal code and a highly-regarded school district, they are separate municipal governments, each with its own mayor, council, police department, and local ordinances.

Chatham Borough, often referred to as "The Borough," is the more densely populated of the two. It features a traditional downtown area with a vibrant Main Street, housing a variety of shops, restaurants, and the Chatham train station, providing direct service to NYC. The Borough's housing stock tends to include a mix of older, charming single-family homes, often on smaller lots, along with some townhouses and multi-family dwellings. From our perspective, the Borough offers a walkable lifestyle with immediate access to amenities.

Chatham Township, conversely, is generally more sprawling and residential. It features larger properties, wider roads, and a more rural or suburban feel. Housing in the Township often consists of larger single-family homes, many with more extensive lots. While the Township doesn't have a distinct "downtown" like the Borough, residents access similar amenities and schools. Our analysis indicates that the Township appeals to those seeking more space and a quieter environment, while still benefiting from Chatham's overall appeal. For official information regarding local services and governance, refer to the [Chatham Borough](https://www.chatham borough.org/) and Chatham Township official websites.

Demographics and Lifestyle in Chatham, NJ

The 07928 zip code is synonymous with a high quality of life, excellent schools, and a strong sense of community. Its demographics reflect a predominantly affluent, family-oriented population.

Population Breakdown

According to the U.S. Census Bureau, the combined population of Chatham Borough and Township within the 07928 zip code is around 21,000 residents [1]. The community is known for its stable population and strong family presence, with a significant percentage of households comprising married couples with children. Our data shows a community invested in its future, evidenced by consistent participation in local events and school programs. — Auto Accident Attorneys: Your Guide To Claims

Income & Employment

Chatham boasts a high median household income, significantly above both state and national averages. This prosperity is often attributed to a highly educated workforce, with a large proportion of residents holding bachelor's or advanced degrees. Common professions include finance, technology, healthcare, and professional services, many commuting to New York City or other major employment hubs in New Jersey. This robust economic profile contributes to excellent local services and amenities. — Stillwater, MN Zip Code Guide: Find Yours!

Community & Recreation

The lifestyle in Chatham is characterized by its blend of suburban tranquility and active community engagement. Residents enjoy numerous parks, recreational facilities, and a variety of community events throughout the year. From farmers' markets to holiday parades, there's always something happening to foster connection. Our team observes a strong emphasis on outdoor activities, with access to hiking trails, sports fields, and public pools, making it an ideal location for families and individuals who value an active lifestyle.

Education and Schools: A Key Draw of Chatham

One of the primary reasons families are drawn to the 07928 zip code is the outstanding public school system. The School District of the Chathams consistently ranks among the top in New Jersey, attracting residents seeking excellent educational opportunities for their children.

Public School Excellence

The district comprises three elementary schools (Southern Boulevard, Milton Avenue, and Lafayette Avenue), one middle school (Chatham Middle School), and one high school (Chatham High School). Chatham High School is particularly renowned for its high academic standards, strong athletic programs, and diverse extracurricular activities. Our analysis of school performance data, including metrics from sources like GreatSchools.org, consistently places Chatham schools in the top tiers for student achievement and college readiness [3]. The district prides itself on low student-to-teacher ratios and a curriculum designed to foster critical thinking and innovation.

Parental Involvement and Resources

Beyond academics, the Chatham school community thrives on active parental involvement. PTAs and booster clubs are highly engaged, providing significant support for school initiatives and student programs. Additionally, the local library offers extensive resources for students of all ages, from tutoring programs to educational workshops, further enriching the learning environment within the 07928 zip code. This collaborative approach between schools, parents, and community resources creates a robust support system for student success.

Real Estate Market Overview in Chatham

The real estate market within the 07928 zip code is highly competitive and reflects the area's desirability. Buyers can expect a range of housing options, though properties generally command premium prices.

Housing Types and Styles

Properties in Chatham vary from charming historic homes in the Borough, many dating back to the early 20th century, to more expansive, custom-built residences in the Township. Architectural styles are diverse, including Colonials, Capes, Tudors, and contemporary designs. While single-family homes dominate the market, there are also select townhome and condominium developments, particularly closer to the Borough's downtown area. Our observations suggest that homes are well-maintained, reflecting pride of ownership throughout the community.

Market Trends and Affordability

The Chatham real estate market is characterized by strong demand and relatively limited inventory, leading to appreciation in home values. According to industry leaders like Realtor.com, the median home price in Chatham is significantly higher than the national average, a testament to its prime location, top-tier schools, and excellent quality of life [4]. Properties often sell quickly, sometimes above asking price, highlighting the need for prospective buyers to be prepared with strong offers. While the cost of living is higher, the investment often yields substantial returns in terms of lifestyle and property value retention. Our experience in this market emphasizes the importance of working with local real estate experts who understand its nuances.

Exploring Local Amenities and Attractions in Chatham

Life in the 07928 zip code extends beyond homes and schools, offering a rich array of amenities and attractions that cater to all ages. From quaint shops to expansive green spaces, Chatham provides a fulfilling lifestyle.

Dining and Shopping

The charming downtown area of Chatham Borough is a hub for local businesses. Residents enjoy a diverse selection of independent boutiques, specialty shops, and casual to upscale dining options. Whether you're looking for a quick coffee, a gourmet meal, or unique gifts, Main Street offers a vibrant atmosphere. Our analysis points to a growing culinary scene, with new establishments continually adding to the local flavor.

Parks and Recreation

Chatham is home to numerous parks and recreational facilities. Memorial Park, located in the Borough, features sports fields, playgrounds, and event spaces. Residents also have access to portions of the Passaic River for kayaking and scenic walking trails. The area offers various organized sports leagues for children and adults, fostering a healthy and active community. Our team often sees families enjoying the green spaces, indicating a strong appreciation for outdoor activities. — Giants Kicker's Miss: Analyzing The Fallout

Transportation and Accessibility

One of Chatham's most significant advantages is its excellent transportation infrastructure. The Chatham train station, part of NJ Transit's Morristown Line, provides convenient rail service to New York Penn Station, making it an ideal location for commuters. Major highways such as I-78, I-287, and Route 24 are easily accessible, facilitating travel by car to other parts of New Jersey and the broader tri-state area. This accessibility is a key factor in the enduring appeal of the 07928 zip code.

FAQ Section

Is Chatham, NJ a good place to live?

Yes, Chatham, NJ, within the 07928 zip code, is consistently ranked as one of the best places to live in New Jersey. It's highly desirable due to its top-rated public schools, safe neighborhoods, convenient commute to New York City, beautiful parks, and strong community engagement. Our assessment highlights its appeal to families and professionals seeking a high quality of life.

What is the population of Chatham, NJ?

The combined population of Chatham Borough and Chatham Township, both largely covered by the 07928 zip code, is approximately 21,000 residents, according to the latest U.S. Census Bureau data [1]. This includes a diverse mix of families, young professionals, and retirees.

How far is Chatham, NJ from NYC?

Chatham, NJ is approximately 25 miles west of Midtown Manhattan. Driving time can vary significantly based on traffic, typically ranging from 45 minutes to over an hour. Commuter train service from the Chatham station on NJ Transit's Morristown Line offers a convenient and reliable option, with journey times to New York Penn Station typically around 50-60 minutes.

What's the difference between Chatham Borough and Township?

Chatham Borough and Chatham Township are two distinct municipal governments sharing the 07928 zip code and a common school district. The Borough is more densely populated with a traditional downtown and older homes, offering a walkable urban-suburban feel. The Township is more sprawling and residential, with larger homes and lots, providing a quieter, more suburban environment. They maintain separate police, public works, and administrative services.

What are the property taxes like in Chatham, NJ?

Property taxes in Chatham, NJ, are generally high, reflecting the area's desirable location, excellent public services, and high property values. New Jersey, in general, has some of the highest property taxes in the nation, and Chatham is no exception. Exact amounts vary significantly based on the assessed value of individual properties and whether they are located in the Borough or Township, but homeowners should anticipate substantial annual tax obligations.

Conclusion

The 07928 zip code represents more than just a postal identifier; it signifies a premier community in New Jersey known for its exceptional quality of life. Whether you're considering the vibrant, walkable streets of Chatham Borough or the spacious, tranquil neighborhoods of Chatham Township, residents benefit from top-tier education, a robust real estate market, and abundant local amenities. Our exploration reveals a community that blends suburban charm with sophisticated living, making it a highly attractive destination for families and individuals alike. To truly appreciate what Chatham offers, we encourage you to explore its distinct facets and consider a visit to this outstanding Morris County gem. Connect with a local expert to delve deeper into specific neighborhood characteristics or real estate opportunities.