IRS Identity Theft: Phone Number & How To Report It
Identity theft related to taxes can be a nightmare. The IRS takes this seriously, and understanding how to report it and who to call is crucial. This article provides a comprehensive guide to the IRS identity theft phone number and the steps you should take if you suspect you're a victim. We'll cover reporting procedures, preventative measures, and what to expect when dealing with the IRS in such situations.
What is IRS Identity Theft?
IRS identity theft occurs when someone uses your stolen personal information, such as your Social Security number (SSN), to file a fraudulent tax return and claim a refund. It can also involve using your information to gain employment or commit other financial crimes.
Signs of IRS Identity Theft
Recognizing the signs of tax-related identity theft is the first step in protecting yourself. Here are some common indicators:
- A tax refund you didn't expect: Receiving a refund check or direct deposit for a return you didn't file is a major red flag.
- IRS notices about a suspicious return: The IRS might send you a letter or notice if they suspect someone filed a return using your SSN.
- Online IRS accounts you didn't create: Discovering accounts set up in your name on the IRS website is another sign.
- Rejection of your tax return: If you try to file your return electronically, and it gets rejected because a return has already been filed with your SSN, it's a clear indication of identity theft.
The Impact of IRS Identity Theft
IRS identity theft can have severe consequences, including:
- Financial loss: Fraudulent refunds claimed by identity thieves can result in significant financial loss.
- Credit damage: Stolen identities can be used to open credit accounts, leading to damaged credit scores.
- Legal issues: Victims may face legal complications as they try to resolve the identity theft issues.
- Emotional distress: Dealing with identity theft can be stressful and time-consuming.
Contacting the IRS for Identity Theft
If you suspect you're a victim of IRS identity theft, immediate action is necessary. Here’s how to contact the IRS and report the issue.
IRS Identity Theft Phone Number
The IRS has a dedicated phone number for reporting identity theft:
- IRS Identity Protection Specialized Unit: 1-800-908-4490
When you call this number, be prepared to provide your personal information, including your SSN, address, and any details related to the suspected identity theft.
Online Reporting
The IRS also offers online resources for reporting identity theft. You can use the IRS Identity Theft Affidavit, Form 14039, to report the issue.
- IRS Form 14039 (Identity Theft Affidavit): Complete and submit this form to the IRS to report that you are a victim of identity theft. You can download the form from the IRS website and mail it in, or submit it electronically.
Mailing Your Report
If you prefer to mail in your report, send the completed Form 14039 along with any supporting documents to the address specified on the form instructions.
- IRS Mailing Address: The address varies based on your location and the type of form. Check the IRS website for the most accurate address.
Steps to Take If You Suspect IRS Identity Theft
Taking the right steps can help mitigate the damage caused by IRS identity theft. Here’s a detailed guide: — Apartment Complex Aurora CO: Your Ultimate Guide
File a Police Report
Filing a police report is an essential step in documenting the identity theft. Provide the police with as much information as possible about the suspected fraud.
- Why File a Police Report?: A police report serves as official documentation of the crime and can be helpful when dealing with the IRS, credit bureaus, and other institutions.
Contact Credit Bureaus
Contact the three major credit bureaus—Equifax, Experian, and TransUnion—to place a fraud alert on your credit file. — Countdown: How Many Days Until July 18th?
- Equifax: 1-800-685-1111
- Experian: 1-888-397-3742
- TransUnion: 1-800-916-8800
A fraud alert requires creditors to take extra steps to verify your identity before issuing credit in your name.
Review Your Credit Reports
Carefully review your credit reports for any unauthorized accounts or suspicious activity. Dispute any errors or fraudulent information with the credit bureaus.
- AnnualCreditReport.com: Use this website to obtain free copies of your credit reports from each of the major credit bureaus.
Close Affected Accounts
Close any financial accounts that have been compromised. This includes bank accounts, credit cards, and any other accounts that may have been accessed by the identity thief.
- Notify Financial Institutions: Inform your banks and credit card companies about the identity theft incident and request them to close or freeze the affected accounts.
File an Identity Theft Report with the FTC
The Federal Trade Commission (FTC) provides resources for identity theft victims and can help you create a recovery plan.
- FTC IdentityTheft.gov: Visit this website to report identity theft and get personalized recovery steps.
How the IRS Handles Identity Theft Cases
Understanding how the IRS handles identity theft cases can help you navigate the process more effectively.
Verification Process
When the IRS suspects identity theft, they may require you to verify your identity. This can involve answering questions about your tax history or providing documentation to confirm your identity.
- Identity Verification Letter (5071C): If the IRS sends you this letter, respond promptly and follow the instructions to verify your identity.
Refund Delays
Identity theft can cause delays in receiving your tax refund. The IRS may need to conduct additional investigations to ensure the return is legitimate. — Movies Like "Click": Time Travel, Family, And Laughs
- Track Your Refund: Use the IRS