Mobile Homes For Sale In Jacksonville, FL

Leana Rogers Salamah

-Nov 10, 2025

Mobile Homes For Sale In Jacksonville, FL

Are you searching for "mobile homes for sale Jacksonville FL"? You've come to the right place. This comprehensive guide provides everything you need to know about buying a mobile home in Jacksonville, Florida. We'll cover everything from the benefits and costs to the best locations and financing options. Our team has extensive experience in the real estate market, and we're here to share our insights to help you make an informed decision.

Mobile homes offer a unique blend of affordability and flexibility. In this guide, we'll help you navigate the process of finding and purchasing a mobile home in Jacksonville, Florida. Let's dive in!

What are Mobile Homes?

Mobile homes, also known as manufactured homes, are factory-built houses transported to a site and installed. Unlike traditional site-built homes, mobile homes are constructed in a controlled environment, which can lead to lower construction costs. These homes are built to federal standards established by the U.S. Department of Housing and Urban Development (HUD).

Key Features of Mobile Homes

Affordability: Typically more affordable than traditional homes. This makes them a great option for first-time homebuyers or those on a budget.
Variety of Styles: Available in various sizes, layouts, and designs.
Faster Construction: Built in factories, reducing construction time compared to site-built homes.
Flexibility: Can be placed in various communities and land settings.

Benefits of Buying a Mobile Home in Jacksonville

Choosing a mobile home in Jacksonville offers numerous advantages. These include: — Days Until April 19th: Your Ultimate Countdown Guide

Cost Savings: Mobile homes generally cost less than traditional homes, making homeownership accessible.
Lower Property Taxes: Often result in lower property tax bills.
Community Living: Many mobile home parks offer community amenities and social opportunities.
Investment Potential: Mobile homes can be a good investment, particularly in desirable locations.

Costs Associated with Buying a Mobile Home in Jacksonville

Understanding the costs involved is crucial for a successful purchase. Consider the following: — Charlie Kirk Shooting: Did He Survive?

Purchase Price: Varies based on size, features, and location.
Land Rent/Lot Fees: If the home is in a park, you'll pay monthly fees.
Site Preparation: Costs to prepare the site for the home.
Transportation and Setup: Expenses related to moving and installing the home.
Insurance: Homeowners insurance costs.
Property Taxes: Annual property tax payments.

Finding Mobile Homes for Sale in Jacksonville FL

Where to Search

Online Marketplaces: Websites like Zillow, Trulia, and Realtor.com list available mobile homes.
Local Real Estate Agents: Agents specializing in manufactured homes in Jacksonville.
Mobile Home Parks: Contact parks directly to inquire about homes for sale within their communities.
Classified Ads: Local newspapers and online classifieds.

Tips for Searching

Define Your Needs: Determine your budget, preferred location, and desired features.
Check Listings Regularly: New listings appear frequently; stay updated.
Visit in Person: Always visit the home to assess its condition.
Check Reviews: Research the mobile home park and get opinions from existing residents.

Financing Your Mobile Home

Securing financing is a key step. Here's what you need to know:

Loan Options: Options include chattel loans (for the home only), land-home packages, and personal loans.
Credit Score: A good credit score can help secure better rates.
Down Payment: Typically ranges from 5% to 20%.
Interest Rates: Vary depending on the lender and market conditions.

Mobile Home Loan Providers

Banks and Credit Unions: Check local banks and credit unions for competitive rates.
Specialty Lenders: Some lenders specialize in mobile home financing.
Online Lenders: Compare offers from multiple online lenders.

Mobile Home Parks in Jacksonville

Researching Parks: Each park has different amenities, rules, and costs. Investigate them to find the best fit.
Community Amenities: Parks often offer swimming pools, clubhouses, and other recreational facilities.
Monthly Fees: Factor in monthly lot rent and any other associated fees.

Key Considerations Before Buying

Home Inspection: Crucial to identify potential issues before buying. Hire a professional inspector.
Title and Ownership: Ensure the title is clear and that you're the rightful owner.
Zoning Regulations: Check that the mobile home complies with local zoning laws.
Community Rules: Review the park's rules and regulations.

Maintaining Your Mobile Home

Proper maintenance is essential to preserving the value and condition of your mobile home. Perform regular maintenance tasks such as:

Roof Inspection: Inspect and maintain the roof to prevent leaks.
HVAC System: Regular servicing of your heating, ventilation, and air conditioning system.
Exterior Maintenance: Paint and maintain the exterior to protect against the elements.
Plumbing and Electrical Systems: Routine checks and maintenance by a qualified professional.

Jacksonville, Florida: A Great Place to Live

Jacksonville offers a high quality of life with many amenities, including beautiful beaches, parks, and cultural attractions.

Job Market: The city has a growing job market, offering opportunities in various industries.
Cost of Living: Jacksonville is generally more affordable than other major cities.
Outdoor Activities: Abundant opportunities for outdoor recreation, including water sports and hiking.

Mobile Home vs. Traditional Home: Which is Right for You?

Feature	Mobile Home	Traditional Home	Consideration
Cost	Typically less expensive	Generally more expensive	Mobile homes are a more budget-friendly option.
Construction	Factory-built	Site-built	Mobile homes have quicker construction times.
Land	Usually in a park, may not own the land	Owns the land	Consider land ownership and associated costs.
Property Taxes	Generally lower	Generally higher	Lower property taxes are an advantage.
Resale Value	Can depreciate or appreciate depending on the market and the home's condition	Can appreciate, but can also depreciate depending on the market and the home's condition	Consider long-term investment goals.

Mobile Home Communities in Jacksonville

Park Locations: Locate nearby communities by researching on real estate websites.
Community Reviews: Read reviews and speak to residents to assess community satisfaction.
Community Features: Understand the amenities that are important to your lifestyle.

Legal Aspects of Buying a Mobile Home

Sales Contracts: Ensure all aspects of the transaction are clearly outlined in the sales contract.
Title Transfers: Follow legal procedures to transfer the title of the home.
Warranty Information: Understand any warranties on the home.

Frequently Asked Questions (FAQ)

Q: How much does a mobile home cost in Jacksonville, FL? A: Prices vary widely based on size, features, and location. However, mobile homes in Jacksonville are typically more affordable than traditional homes. It’s important to research specific listings to get an accurate idea of current prices.

Q: What are the ongoing costs of owning a mobile home? A: Ongoing costs include lot rent (if in a park), property taxes, insurance, and maintenance costs.

Q: How do I finance a mobile home purchase? A: Financing options include chattel loans, land-home packages, and personal loans. Check with banks, credit unions, and specialty lenders for the best rates and terms.

Q: Are mobile homes a good investment? A: Mobile homes can be a good investment, particularly if located in a desirable area. The market conditions and home condition will influence the investment potential.

Q: What are the main differences between a mobile home and a manufactured home? A: Mobile homes and manufactured homes are often used interchangeably, although, technically, “mobile homes” refer to homes built before 1976 when HUD standards were implemented. The term “manufactured home” refers to homes built after 1976 and adhere to HUD standards.

Q: Where can I find mobile homes for sale in Jacksonville, FL? A: You can find listings online at real estate websites, through local real estate agents, or by contacting mobile home parks directly. — Idaho Falls Tiempo: Pronóstico Y Qué Esperar

Q: What is the average lot rent in Jacksonville? A: Lot rents can vary significantly, depending on the park. Costs range from $400 to $1,000+ per month, which often includes amenities like water, sewer, and trash service. Check with specific communities for accurate figures.

Conclusion

Buying a mobile home in Jacksonville, FL, can be a rewarding experience if approached with the right information and planning. We hope this guide has provided you with the necessary insights to make an informed decision. Remember to research your options, understand the costs, and consider the long-term implications. Good luck with your search for the perfect mobile home!